For modesty reasons I don't swim in just bathing suits and I got this to serve as a swim top.  They were out of my size (L) so I ordered an XL.  The XL was neither tightly fitted or baggy.  It fits pretty well actually.  I will probably wear a bathing suit top underneath for extra support since I am a C cup.  Overall this is a really cute rash guard and my first Girls4Sport purchase.  I am happy with the quality